Policy Dividend – a refund of part of the premium on a participating life insurance policy. Amount of payment is determined by subtracting the actual premium expense from the premium charged. The payment can be taken as cash, applied to a purchase an increment of paid-up fast food word whizzle insurance, left on deposit with the insurance company or applied to purchase term insurance for one year. Medicare Advantage Plan – an HMO, PPO, or Private Fee-For Service Plan that contracts with Medicare Advantage Prescription Drug Plan also includes drug benefits.

You can use it outside for party decorations without having to look for screws and hammers. It can withstand weather elements, so you don’t have to worry in storm or rain. The alien tape is basically a duct tape that is one step ahead from its contemporary tapes. Like any other duct tape, it is used to stick two things together or fix something broken. That being said, finding the right kind of duct tape in this already congested market is a task itself. So we took it upon ourselves to bring you the “Alien Tape Review”that is talk of the town nowadays because of its too-good-to-be-true features.

Thicker tapes are more durable but tend to be more difficult to use. Conversely, thinner tapes are easier to manage though they are less able to last over the long term. Perhaps the most significant feature of double-sided mounting tape is the adherent used. Placed on both sides of the tape, it needs to stick to the surface of the wall and the mounting material.

Prohibits the Board, however, from permitting service by a management official of a Board-supervised nonbank financial company as a management official of any bank holding company with total consolidated assets of $50 billion or more, or any other Board-supervised nonaffiliated nonbank financial company . Requires the Council to study and report to Congress on the feasibility, benefits, costs, and structure of a contingent capital requirement for Board-supervised nonbank financial companies and large, interconnected bank holding companies. Any person who has suffered damages as a result of the use or employment of any unlawful practices and submits proof to the satisfaction of the court that he has in fact been damaged, may participate with general creditors in the distribution of the assets to the extent he has sustained out-of-pocket losses.

Asset Risk – in the risk-based capital formula, risk assigned to the company’s assets. Annuitant – the beneficiary of an annuity payment, or person during whose life and annuity is payable. Alternative Workers’ Compensation – other than standard workers’ compensation coverage, employer’s liability and excess workers’ compensation (e.g., large deductible, managed care). Aggregate – the maximum dollar amount or total amount of coverage payable for a single loss, or multiple losses, during a policy period, or on a single project. Affiliate – a person or entity that directly, or indirectly, through one or more other persons or entities, controls, is controlled by or is under common control with the insurer. Adjuster – a person who investigates claims and recommends settlement options based on estimates of damage and insurance policies held.

The plan may provide extra coverage such as vision, hearing, dental, and/or health and wellness programs. Medicare pays a fixed amount for insured’s care every month to the companies offering Medicare Advantage plans. Medical Only – line of business that provides medical only benefits without hospital coverage. An example would be provider-sponsored organizations where there is no coverage for other than provider (non-hospital) services. Does not include self-insured business, FEHBP, Medicare and Medicaid programs, or dental only business.

Establishes in the Treasury the Securities and Exchange Commission Reserve Fund as the depository for an annual aggregate of up to $50 million in registration fees under the securities laws. Requires deposit of any fees in excess of such amounts in the General Fund, and prohibits their availability for SEC obligation. (Sec. 989F) Directs the Comptroller to study person to person lending to determine the optimal federal regulatory structure.